(Please note that we would not enter into any relationship with a client without first arranging an initial face-to-face meeting to talk through our offering and your needs in more detail. There would of course be no charge for this.)
This is our core offering, designed to provide year-round wealth management support.
Based on a detailed assessment of a client's circumstances, objectives and attitude to risk, we would agree a suitable strategy for your investment portfolio and help you implement it. (For more on this process, see Approach to Investment)
We would then monitor the portfolio, reporting back to you formally each quarter. Our report would summarise market movements over the period, detail their impact on your portfolio and identify potential issues and opportunities ahead. Ideally we would like to be able to discuss the report and any other matters with you in a face to face meeting.
The formal process would only be part of the picture. We would also keep you up to date with our latest market thoughts, provide you with occasional pieces of original research and be on hand to discuss any ideas or concerns you might have about markets and your money.
The fee for this service is charged at 0.5% of financial assets per annum (excluding the value of homes, art, wine and so on), payable each quarter and subject to a quarterly minimum of £5,000.
Any commission received by the company from product providers is netted off against fees, reducing the amount charged.
This service is aimed at those seeking more limited help with their investment decisions who feel they do not need the same level of ongoing access and support.
It is difficult to generalise about what this might entail. But whatever your needs, be assured that we will talk through them thoroughly and give careful thought as to how we might best help.
Fees for projects would be agreed in advance and based on an hourly rate of £350.
We are available to consult on investment matters to the corporate sector. Fees would be based on the same hourly rate as for the Project service.
We offer a full financial planning and investment advisory service, but it may occasionally be necessary to refer clients to another expert where technical matters tangential to investment decision making arise. (You may need to consult a solicitor over your trust affairs for example, or an accountant over how to improve the tax efficiency of your business arrangements.)
Vigilant's services are geared to UK residents. If you are non-resident or non-domiciled for tax purposes and international trust and tax planning form an important part of your financial arrangements, we are unlikely to prove a suitable fit.
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"Vigilant" and "Vigilant Financial" are trading names of Vigilant Financial Ltd, a limited company registered in England and Wales and authorised and regulated by the Financial Services Authority.
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